US Chicago — a mover's brief

What Chicago actually looks, feels, and costs like for someone considering moving. Neighbourhoods, climate, transport, healthcare, safety, and the practical scaffolding — every figure sourced.

Country
United States
Americas
Population
9,262,000
metro · 2023
Area
28,160 km²
Elevation
182 m
city centre
Time zone
America/Chicago
Currency
USD
Airport
ORD,MDW · O'Hare International Airport
Metro
8 metro lines
Walkability
●●●●○
editorial score · 1–5
Bike friendliness
●●●○○
editorial score · 1–5
Primary language
English primary. Very diverse (Spanish, Polish, Mandarin, Arabic). English fluency expected in professional work.

Source: US Census Bureau ACS ↗ · verified 2026-04-22

Overview

Overview

Chicago is a city of 9,262,000 people in United States (Americas). It is one of United States's largest urban centres. The main international airport is ORD (O'Hare International Airport). The metro system has 8 lines.

A one-bedroom city-centre apartment runs approximately $1,950 (approximately €1,794) per month. Monthly groceries for one person run approximately $425. A monthly public-transport pass costs $75. Across the 100 cities Meridian tracks, Chicago ranks 89th overall on combined monthly essentials — among the more expensive.

Chicago's climate is continental — July is typically the warmest month with average highs around 28°C, while January is the coldest with average lows near -9°C. Annual rainfall totals approximately 989mm, wettest in May.

Cost of living

Cost of living

Total monthly essentials: approximately €2,420/month EUR-equivalent for a single person in a 1-bedroom flat (rent + utilities + groceries + transit). District and lifestyle swing this 30–50% either way.
ItemMonthly / item costSource
1-bedroom flat, city centre $1,950/mo ≈ €1,794 Zillow Chicago 1BR avg Q4 2024 ↗
Rent per square metre $28.00/m² ≈ €26 Zillow Q4 2024 Chicago rental index ↗
Utilities (85m² flat) $180/mo ≈ €166 ComEd + Peoples Gas + water 2025 ↗
Public transport pass $75/mo ≈ €69 CTA 30-Day Pass ↗
Groceries, one person $425/mo ≈ €391 BLS 2025 + Chicago adjustment ↗
Restaurant meal, average $24 ≈ €22 Chicago mid-range dining ↗
How this city ranks

How this city ranks

Cost of living rank
89 / 100
most expensive quintile · across tracked cities
Within United States
2 / 5
cheapest-to-most-expensive
Within Americas
13 / 16
regional cost ranking
Composite cost (EUR)
€2,420/mo
rent + utilities + food + transit

See the full rankings: Cheapest cities · Most expensive · Broadband ranking

Climate

Climate

Monthly normals — high · low (°C)
Annual: 14.3° / 4.3° · 989mm rainfall
Jan -1° -9° Feb -8° Mar -3° Apr 14° May 20° Jun 26° 14° Jul 28° 18° Aug 27° 17° Sep 24° 12° Oct 16° Nov -1° Dec -6°
Monthly rainfall (mm)
52 49 70 93 111 103 103 104 93 83 66 62

Hottest month typically Jul, coldest Jan. Values are station normals — actual weather varies year-to-year. Source: NOAA NCEI — U.S. Climate Normals 1991–2020 ↗

Country context

Country context

Visa policy, taxation, healthcare, and broadband infrastructure are national rather than city-level — the numbers below are United States-wide context for someone weighing Chicago specifically. Each links through to the full country brief.

Top income tax (national)
37%
applies to United States residents
Health spending
16.7% of GDP
United States · 2023
Life expectancy
78.9 yrs
at birth, United States
Broadband penetration
38.9/100
national average
Visa routes tracked
4
to enter United States

Full United States country brief →

Recent policy changes

Recent policy changes

Policy changes apply nationally to United States and therefore affect Chicago. The three most recent:

In force 27 Feb 2026
In force Visa & immigration

H-1B lottery replaced by weighted (wage-based) selection

USCIS finalised a rule replacing the randomised H-1B lottery with a weighted selection system that prioritises higher-paid roles. Registrations are weighted at different rates depending on the prevailing-wage level (Level I receives the lowest weight; Level IV the highest). Effective 27 February 2026; applies to the FY2027 cap registration season.

Who it affects: All H-1B cap-subject employers and prospective registrants from FY2027 onwards.

USCIS — US Citizenship and Immigration Services ↗ · Federal Register ↗ · US Department of Homeland Security ↗ · verified 2026-04-19

In force 1 Oct 2025
In force Visa & immigration

DV Lottery ineligible-country list updated for DV-2027

The Department of State's annual DV-lottery ineligibility list is recalculated each year based on prior-5-year immigration volumes. For DV-2027 (registration Oct-Nov 2025), several countries were added to the ineligible list (Brazil, Colombia joined the existing list of high-volume countries); some smaller countries previously ineligible became eligible. Practical effect: shifts in who can register for the 50,000 annual diversity visas.

Who it affects: Prospective DV-lottery registrants from countries added to or removed from the ineligible list.

US Department of State ↗ · verified 2026-04-19

In force 21 Sept 2025
In force Visa & immigration

Presidential Proclamation restricting entry of certain non-immigrant workers

A companion Presidential Proclamation to the H-1B fee order restricted entry of certain non-immigrant workers pending the Department of Homeland Security's publication of implementing guidance. The proclamation's practical scope has developed through 2025–2026 agency guidance; ongoing litigation contests several provisions.

Who it affects: Non-immigrant workers in categories specified by subsequent DHS implementing guidance.

The White House ↗ · US Department of Homeland Security ↗ · US Department of State ↗ · verified 2026-04-19

Full United States changes feed →

Compare and explore

Compare and explore

Chicago against other places Meridian tracks — at country level for full economic / visa / tax context, or city-level for cost-of-living.

Country comparisons including United States

Other cities in United States

Frequently asked

Frequently asked

How much does it cost to live in Chicago?
A one-bedroom apartment in central Chicago rents for around $1,950 (approximately €1,794) per month. Combined monthly essentials (rent + utilities + groceries + transit) total approximately €2,420 EUR-equivalent. Individual spend varies 30–50% by district and lifestyle.
Is Chicago expensive compared to other global cities?
Chicago ranks 89th out of 100 cities Meridian tracks for combined monthly living costs — among the most expensive quartile, and 2nd of 5 within United States. Rankings use EUR-normalised rent + utilities + groceries + transit.
What's the weather like in Chicago?
Chicago sees average summer highs of 28°C in July and winter lows of -9°C in January. Annual rainfall totals about 989mm. Full monthly breakdown in the Climate section above.
What visa do I need to move to Chicago?
Chicago's visa regime is set at the national level — United States tracks 4 residence-permit routes including H-1B Specialty Occupation, O-1 Extraordinary Ability, L-1 Intracompany Transferee, among others. See the United States country brief for full eligibility, salary thresholds, and processing times.
How do you get around in Chicago?
Chicago has 8 metro lines; the city centre is highly walkable (Meridian editorial score 4/5). Monthly transit pass cost is in the breakdown above.
What language is spoken in Chicago?
English primary. Very diverse (Spanish, Polish, Mandarin, Arabic). English fluency expected in professional work.
What is the main airport for Chicago?
Chicago's primary international airport is ORD (O'Hare International Airport). Secondary airports include MDW.

Get the monthly brief.

One email a month — the most important visa, tax, and policy changes across tracked countries. Unsubscribe anytime.